Sustainability

Materiality

Four materiality themes
at ARUHI

ARUHI has defined materiality as management priority themes from a ESG perspective to better connect our social and environmental endeavors with business strategies, and ultimately with the growth of the society and our company.

Environmental initiatives

Mitigating environmental burden and addressing climate change by building stock-based circular society

Challenges and business strategies

  • We help mitigate environmental burden in the society and address climate change by focusing on building a stock-based circular society through promotion of the second-hand market in our homebuying business, and by helping reduce waste through promotion of the second-hand market.
  • We help mitigate environmental burden in the society and address climate change by offering mortgage loans for environmentally-friendly residential properties (Flat 35S).
  • We continue to issue Green RMBS for Flat 35S mortgages to drive further adoption of this product.
  • We reduce environmental burden through business operations.

Goals of the SDGs

  • Goal 7: Affordable and Clean Energy
  • Goal 11: Sustainable Cities and Communities
  • Goal 12: Responsible Consumption and Production
  • Goal 13: Climate Action
  • Goal 15: Life on Land
  • Goal 17: Partnerships
Social initiatives

Suggesting a satisfying and sustainable life style suited to each individual

Challenges and business strategies

  • We provide more people with satisfying housing and living experience through Flat 35 and other financial products as well as diverse homebuying services.
  • We provide "TownU", our service of proposing “Most livable communities” based on each customer’s values and lifestyle, suggest optimal housing including pre-owned properties, and offer advice on moving, helping customers find the best house suited to their life styles.
  • We work with local governments and local businesses to revive regions and renovate unoccupied homes.

Goals of the SDGs

  • Goal 3: Good Health and Well-Being
  • Goal 9: Industry, Innovation, and Infrastructure
  • Goal 11: Sustainable Cities and Communities
  • Goal 12: Responsible Consumption and Production
  • Goal 17: Partnerships
Social initiatives

Fostering/developing people who create social value & respecting individuals

Challenges and business strategies

  • We focus on fostering people with social mindset and nurturing corporate culture to generate social value continuously.
  • We support and implement diverse ways of working.
  • We actively develop talent through skill improvement and career development programs.
  • We promote diversity.
  • We respect human rights.

Goals of the SDGs

  • Goal 5: Gender Equality
  • Goal 8: Decent Work and Economic Growth
  • Goal 10: Reduced Inequalities
  • Goal 16: Peace, Justice and Strong Institutions
  • Goal 17: Partnerships
Corporate governance

Strengthening governance for sustainable growth

Challenges and business strategies

  • We establish and maintain rigorous corporate governance.
  • At least 50% of our board members are independent outside directors. This ensures management transparency and objectivity.
  • We ensure compliance by providing educational programs, employing external experts, using IT tools, etc.
  • Through information security management, protection of personal information, etc., we limit activities that could negatively impact the society and environment, and reduce the risks of business activities.

Goals of the SDGs

  • Goal 5: Gender Equality
  • Goal 8: Decent Work and Economic Growth